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Ruqqiya's Group
In this Group: Ruqqiya , Rani, Bushra, Shahnaz, Akhtari Begum, Suraiya Bibi, Nasreen Akhtar
Ruqqiya sells milk. For that purpose, she has a buffalo at her home. She gets up early in the morning, milks the buffalo and sells that milk to her community clients. She has a good number of clients from her community because she sells good quality fresh milk at very reasonable prices. Milk selling is her family business and she operates it with her husband. Her husband also sells animal feed to his clients.

Ruqqiya has given birth to 5 sons and a daughter. Her second son works and the remaining ones are getting their education. She has applied for a loan from Kiva partner Asasah for the further expansion of her business. With this loan investment, she will buy another buffalo to get a larger quantity of milk for selling. She is very confident that her family business will grow after investing the loan and it will help her family to live a better financial life.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 90.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruqqiya's Group's $1,325 loan helped a member to buy a buffalo.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 2, 2012
Currency Exchange Loss:
Apr 17, 2013