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Zulfizar is 38 years old. In 2010, in seeking a source of income for her family, Zulfizar started her own business in the food trade ith the starting amount of 50,000 som (KGS). Thanks to persistence and hard work, Zulfizar was able to develop her business with a monthly income of 15,000 som (KGS).

Today, the product range is not abundant and, for this reason, Zulfizar appealed to the company "Bai-Tushum and Partners" for a loan in the amount of 100,000 som (KGS). Her plans for the future include development of the business by opening a store, and in her family, Zulfizar would like to adopt a child.
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Зулфизар 38 лет. В 2010 году, в поисках источника дохода для своей семьи, Зулфизар начала свой бизнес в торговле продуктами питания со стартовой суммой в 50,000 сом (KGS). Благодаря настойчивости и упорному труду, Зулфизар сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Зулфизар обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Планы на будущее - развитие бизнеса за счет открытия магазина, а в семье – Зулфизар хотела бы усыновить ребенка.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Zulfizar to broaden an assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
Apr 24, 2012
Currency Exchange Loss:
Mar 15, 2013