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Tes is 35 years old. She is married and lives with her husband and three children in Kampong Cham Province, Cambodia. For the past 10 years, Tes and her husband have been working at a rubber plantation, earning approximately 7 USD per day.

Tes is requesting a 400 USD loan to improve her family’s economy and purchase farmland to grow crops. Her loan will help her start a new business and earn extra income to support her family. In the future, Tes would like to expand her business and help her children get their bachelors degrees. She also hopes to rebuild her present house to make it bigger and more comfortable for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Tes to purchase farmland to cultivate crops.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 26, 2012
May 2, 2012
Currency Exchange Loss:
Apr 17, 2013