Update on Mayra XimenaMayra is a member of Estrellitas bank. She lives outside the city of Cuenca, a city with a cool climate. It was declared a World Heritage Site in December 1999. It is bathed by 4 rivers and great natural beauty. Its people are warmhearted, friendly, kind and cordial. They maintain their culture and traditions.
Mayra is married and her husband works in a private business. They do no own their own home and are renters.
Mayra is in good health and so are all of her family members. She works as a private employee and also works with her mother making aprons. She has done this activity for 4 years and does it because it is a profitable activity.
She has invested the money from the previous loan in buying fabric, thread, buttons, etc. She will invest the new loan in buying fabric and thread to continue growing in the business. She paid off the previous loan without any difficulty. She likes the communal bank because of the group support, as they are very close.
Her goal is to own her own house.
Doña Mayra es casada, su esposo es empleado privado, no tienen casa propia por lo que viven arrendando.
La Señora Mayra se encuentra gozando de muy buena salud al igual que están todos los miembros que conforman su familia. Nuestra socia labora como empleada privada y también labora conjuntamente con su mamá en la fabricación de delantales, esta actividad la desempeña desde hace 4 años, se dedica a esta actividad porque es un trabajo rentable.
El dinero de su crédito anterior lo ha invertido comprando tela, hilos, botones, etc. y su nuevo crédito va a invertir en la compra de tela e hilo para continuar creciendo en el negocio, el pago de su crédito anterior no ha tenido ninguna dificultad. La banca comunal le gusta el apoyo que tiene del grupo ya que son muy unidos.
Su meta es tener casa propia.
Previous Loan DetailsMayra is a member of the "Estrellitas" communal bank. She lives in the Totoracocha area of the city of Cuenca. This city is a mixture of the colonial and the modern, with vast natural landscapes. The variety of its cuisine captivates the palate of locals and visitors. Its people, who are warm an... More from Mayra Ximena's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Apr 10, 2012
- May 4, 2012
- Currency Exchange Loss:
- Nov 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.