Sina is 30 years old and single with one child. She owns and operates a business venture, providing clothing services. She has two years of experience in this line of business. Sina needs a loan to buy materials and paints for making her elei (Samoan printed cloth) clothing. She hopes to use her profits to expand her business. She joined SPBD in 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.