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Julio Cesar
Julio, age 25, is a hardworking and enthusiastic young man who lives in the District of Parcona. He is known for being a very determined individual and having one of the kindest hearts. Like any good Peruvian, he enjoys traditional food. His favorite dish is the flavorful "carapulcra" (a spicy stew made with pork, chicken, and potatoes).

Julio is working hard to complete his higher education and graduate to become a teacher. However, he would have liked to have studied veterinary medicine. Each day Julio works in his business as a taxi driver. He works approximately eight hours a day and is able to serve 20 customers. Julio believes that he is doing well in his business because he is very friendly and always respectful of his customers.

He is grateful to the Kiva lenders for the overwhelming support they have provided so that he can fulfill the requirements to obtain a university degree and become a teacher. Once he is able to work in his field of study, Julio will be able to improve his income and press forward toward his greatest wish of becoming a successful professional.

View original language description ↓
Julio es un joven de 25 años, es muy trabajador y entusiasta, vive en el distrito de Parcona, el cual se caracteriza por ser alberge de personas muy luchadoras y sobre todo con un corazón bondadoso, como buen peruano le gusta mucho la comida típica de nuestro país, por ello su platillo favorito es la riquísima Carapulcra; con mucho esfuerzo logro tener estudios superiores, se graduó de profesor, pero le hubiera gustado estudiar Medicina veterinaria.

Día a Día Julio trabaja en su negocio como chofer de taxi, trabaja alrededor de 8 horas al día y puede atender hasta 20 clientes, el cree que le va bien en su negocio porque es muy amable y sobre todo respetuoso con los clientes.

Julio está muy agradecido con los prestatarios Kiva ya que gracias a la gran ayuda que le han brindado el podrá realizar sus trámites para la obtención de su título universitario como profesor, con lo cual el podrá trabajar en lo que ha estudiado y así mejorar sus ingresos y seguir luchando cada día para hacer realidad su más grande sueño.” Ser un buen profesional”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,757,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Julio Cesar to pay for his university degree requirements.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 29, 2012
Currency Exchange Loss:
May 17, 2013