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Makvala is 60 years old. She lives in the Martvili District with her husband, Gelvas, her 40-year-old son, her daughter-in-law and two grandsons who are eight and five years of age.

The family earns a living through an agricultural business. They have three dairy cows and five calves. Makvala produces cheese and sells it in the village. In addition, the family has a small poultry farm with 2,500 hens. Makvala sells chicken at the local open market. Finally, the family has a cornfield, which is of 0.8 hectares in area. Makvala uses the harvested maize mainly for feeding the cows and chickens. The family’s total average monthly income is 800 Laris.

Makvala has requested a loan in order to purchase feed for her hens. With quality feed the hens will grow well and Makvala will be able to sell them for a convenient price. As a result, Makvala will earn a good income. She will use it to renovate the house, as it is old and needs some repair.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 47
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Makvala to purchase feed for her hens.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 26, 2012
Currency Exchange Loss:
Jan 15, 2013