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This is Adoracion, 27, who is a resident of Silang, Cavite, Philippines. She is married to Regalado, her business partner, and the mother of four children. Together with her husband, Adoracion manages her household while operating her business. She works hard to continually provide an income for her family’s everyday expenses. Adoracion operates a vegetable farm in the highlands of Cavite where the climate is well-suited to growing vegetables and other fruits. She sells her product at the market and local fruit stores and she regularly supplies the local community. Adoracion earns a minimum of 1,000 PHP in sales every week.

Adoracion is requesting a 14,000 PHP loan to help continue her business operations and buy fertilizer and farm inputs. Part of her loan will go to maintain her farm. Adoracion expects a boost in her business income as she expands her business. She dreams of using her hard work on her business to give her family a good future. She faithfully meets up weekly with her co-fellowship members to share stories of her work and draw strength and inspiration from studying the Word of God.

* All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $66,137,075
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Adoracion to buy fertilizer and farm inputs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 20, 2012
Apr 26, 2012
Currency Exchange Loss:
Nov 15, 2012