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Martha Lorena
Martha Lorena is a young, single woman who works selling cosmetics in one of the city markets of León. She works from 6 in the morning until 5 in the evening so that she can support and provide for her two children.

She is requesting this loan in order to purchase bulk cosmetics, bags, purses, and imitation jewelry in Managua. She travels twice a week to the capital to purchase products at lower prices, giving her a better profit margin.

Martha is grateful to Ceprodel for their support, as they have helped her to increase her inventory and offer higher quality products. She has faith in God that this support will help her to continue growing her business.
View original language description ↓
La Joven Martha Lorena, es soltera comerciante se dedica a venta de cosméticos en uno de los mercados de la ciudad de León, diariamente inicia a realizar sus ventas desde las 6 am a 5 pm, ella realiza este tipo de trabajo para la mantención de sus dos hijos.

Este crédito lo solicito para la compra de cosméticos, bolsos, carteras, bisuterías por mayor en la ciudad de Managua donde viaja dos veces por semana por que compra el producto más barato y obtiene mejores ganancia.

Martha esta agradecida con Ceprodel por que le ha ayudado a incrementar su inventario con productos de mejor calidad, confía en Dios que nuestra institución le pueda seguir ayudando a crecer.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Martha Lorena to purchase cosmetics, bags, purses and imitation jewelry.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 19, 2012
Apr 29, 2012
Currency Exchange Loss:
Dec 17, 2012