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Nella is 51, married, and has five children. She owns and operates a business selling food products in her local community. She has two years of experience in this business. Nella needs a loan of 1,500 WST to purchase new ingredients in order to expand her product offerings. She plans to use the profit from her business (estimated to be 400 WST per week) to financially support immediate members of her family.

In 2011, Nella joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Nella's second loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 27
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Nella to purchase new ingredients to expand her product offerings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 26, 2012
Currency Exchange Loss:
Apr 18, 2013