Choek is an industrious mother, who lives in the Prey Chor district, in the Kompong Cham province of Cambodia. In order to provide her two children with basic necessities and good education, Choek devotes her time to working at a construction site alongside her husband. She carries things back and forth for the professional workers, and sometimes serves food for the construction team.
In addition to this work, Choek owns and manages a business as a farmer, mainly in the rainy season. She would like to take out a loan through HKL, one of Kiva's partners, to pay the land fees for the farm land. She will use the land to grow rice, so that she can ensure enough daily sustenance for the family. This will be her third loan with HKL, and she has already repaid the previous loans successfully. Choek told us that the loan is very helpful for her family, and she is very grateful to the kind lenders who provide her loan.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.