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Mwangaza Plus Group
In this Group: Djuma, Anne, Marcel, Willy, Junior, Mamie, Albert, Carro, Christian, Espérance, Charlotte, Mpoyi, Chacelle, Olive
Djuma is chairman of a community bank called “Mwangaza Plus,” which is composed of 14 microentrepreneurs united in solidarity with the purpose of receiving loans from Kiva through IMF HOPE RDC to develop their businesses.

Djuma, 40, is the married father of four children aged between 2 months and 12 years, three of whom attend school. Djuma sells miscellaneous products, and he has been in this business since 2002. He likes it because it supports his family financially. He has worked with determination and good management in order to achieve his goal to someday open a large general store in his neighborhood. With his next loan he intends to buy miscellaneous goods to increase his inventory. Currently, he earns a weekly profit of 40 USD.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 13
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mwangaza Plus Group's $2,250 loan helped a member to increase his inventory and raise more working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Apr 25, 2012
Currency Exchange Loss:
Sep 15, 2012