A loan of $625 helped to purchase imitation jewelry, in addition to clothing and bags for women.


Karla's story

Profile: Karla
300,000 CRC [$625]
Puntarenas
Karla is thirty-seven years old, the mother of three children, and lives in Puntarenas, on the Central Pacific Coast of Costa Rica. She earned a diploma at a technical school and she has worked in accounting for several businesses, but her financial needs and her small children did not make it possible for her to continue working this way. She and her husband decided that she should stay at home since he works in the coast guard and is away for two weeks each month. As a result of their decision and her financial needs, she decided to invest her capital two years ago to start a micro business, which she still runs. She invested half her money renting a house and purchasing imitation jewelry. She began to sell the jewelry in her neighborhood and in establishments in the region, recouping the money she invested and earning a profit which she used to continue purchasing more merchandise. When she looked for an opportunity to grow her business, she went to the Women’s Office in Puntarenas where she was informed about the Fundación Mujer [Women’s Foundation]. She wants to increase her capital and be able to purchase other products so she can offer them to her customers and improve her earnings to provide for her household.

She receives 60,000 CRC [$119] in alimony for her eldest child. Her other two are provided for by her current husband. She is looking to grow her business since it has grown stronger in her region, but she has not yet earned enough to purchase products of greater value, like fashionable clothing and bags for women.

She is an enterprising woman who is used to working and developing her abilities in the best way possible. She has improved her quality of life since she has acquired her own home for her social well-being. Her biggest dream is to have her own store. Little by little, she keeps moving forward. She needs capital to diversify her merchandise and be able to grow her business, which is small but strong.

Translated from Spanish by Kiva volunteer Tim O'Reilly



Loan details


Lenders and lending teams



Loan details