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Patricia (seated serving client) is 48 years old. She is married and lives with her husband and five children in Kisumu, Kenya. She began her salon business in 1984. Besides her salon, Patricia sells ready-made clothes, shoes, purses, ties and other clothing items. The location of her shop and her many years of doing good business within the community have gained her a good reputation and a wide customer base. Her business has done quite well due to the added advantage of access to loan funds; she has combined the additional money with hard work and perseverance in order to increase her stock and build a successful income-generating business. Patricia is proud of her accomplishments and that she is now able to contribute to paying household expenses. She requires US $500 to further expand her businesses.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 536
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 65.2
    Kenya Shillings (KES) = $1 USD