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Luz De La Esperanza Group
In this Group: Mauro, Dademia Nilda, Alvaro Kremer, Olga Jhanet, Alejandra, Sindy Pilar, Simon Emiliano, Omar Ericcsson
Olga is a member of the “Luz De La Esperanza” (Light of Hope) communal bank which has 8 members whose goal is to make progress every day.

Olga, 36, has a spouse and two independent children. She currently works selling fruit and beverages at home. She started said business selling from place to place and with her work and perseverance was able to do some home improvements and equip a space to sell her products from.

Olga’s goal is to finish building her house. She will use the loan to invest in her business buying soft-drinks and fruit to have stock to offer her customers.

The Luz De La Esperanza communal bank is grateful and committed to continue working well with Programa-Prosperidad.
View original language description ↓
Olga es integrante de la Alcancía Comunal “Luz De La Esperanza” la cual está conformado por 08 socios que tienen como fin seguir progresando cada día. Olga de 36 años de edad es conviviente con 02 hijos independientes. Actualmente se dedica a la venta de frutas y bebidas en su domicilio, comenzó dicho negocio ofreciéndolo ambulatoriamente con su trabajo perseverancia pudo mejorar su vivienda y así habilitar un espacio donde puede ofrecer sus productos. Olga tiene como objetivo terminar de construir su vivienda. Con el crédito que solicito lo va invertir en su negocio comprando gaseosas y frutas y así tener que ofrecer a sus clientes. La Alcancía Comunal “Luz De La Esperanza” están agradecidos y se comprometen a seguir trabajando bien con el Programa- Prosperidad.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De La Esperanza Group's $3,100 loan helped a member to buy beverages and fruit.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 17, 2012
Apr 28, 2012
Currency Exchange Loss:
Oct 15, 2012