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Umedjon N. lives in Gissar district. He is 26 and married with one child. He does not have a formal education, but he works as an on-demand apartment repairman. This job allows him to earn money, but the work is seasonal and there is not always demand for repairs. The money he earns is not enough to feed his family, so he also raises livestock. He keeps a few calves which he fattens and then sells back at the market for their meat. Umedjon has been in this business for three years. At the moment, he needs money to buy another pair of calves and increase his sales. He hopes to receive a loan and plans to pay it back within 12 months.

Translated from Russian by Susie Armitage, Kiva Volunteer.

Нуров Умеджон проживает в районе Гиссар. Возраст 26 лет , женат и имеет 1 ребенка. Образования не имеет, но зарабатывает ремонтом квартир на заказ. Но доход от этой деятельности не достаточный для того , чтобы можно было обеспечивать свою семью. Поэтому клиент еще подрабатывает разведением крупно -рогатого скота. Имеет несколько бычков , откормив которых Умед перепродает на базаре, на мясо. Занимается этим видом бизнеса клиент уже 3 года.Сейчас клиенту нужны деньги , для того чтобы купить еще пару бычков, и увеличить товарооборот. Обратившись к нам клиент надеется получить кредит, а погасить кредит он сможет в течении 12 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Umedjon to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2008
May 13, 2008
Currency Exchange Loss:
Jul 15, 2009