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This is 51-year-old Zaninab. She is married and has three children, 32, 20 and 16.

In 1997, Zaninab established her sand business. She began her business because she did not go to school. Working six days a week and 13 hours a day, she earns about SLL 800,000 every month from this business as profit.

She would like a loan in the amount of SLL 4,500,000. Zaninab requires the loan in order to buy more sand. In the future, Zainab plans to to build a house and to give her children a quality education. She is thanking you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zaninab to buy more sand.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 1, 2012
Currency Exchange Loss:
Apr 17, 2013