- Congo (Dem. Rep.)RetailFunding via Hekima, a partner of World Relief
- Congo (Dem. Rep.)ClothingFunding via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)
- Congo (Dem. Rep.)RetailFunding via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)
She has had a small business for two years. Later, she was informed about microloans granted by the microfinance institution Hekima. She then benefited from her first loan of $50 to bolster her work. The profits from her business go toward savings, food, and support for her children's schooling. However, she just received her seventh loan. During the time period, this client saw that her business clearly prospered. So she decided to increase the loan amount for this new cycle. This new loan must serve to buy 2 sacks of beans for her.
In addition, she wishes to see her children grow up and buy a plot of land in the future.
This client thanks Hekima for its actions helping poor women with low incomes to become autonomous.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid