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Kornelis is a 33-year-old man who is living in a remote place with his wife, Yosina, a 27-year-old lady and two children, Aldo, 5, and Ferdi, 3.

Kornelis sells retail gasoline near the only market in his village.

The gasoline business is the only income source for his family. Due to limited income generated from the business, sometimes Kornelis faces difficulty in meeting his family's daily needs. Moreover, the market is only operated once a week. This situation affects Kornelis’ income since he can get more money only on Thursday, the market day.

Therefore, Kornelis plans to run another business: selling cattle. He would like to buy cattle from a neighboring village. He is requesting a loan of IDR 10,000,000 from TLM to buy three cattle.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 71
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,172.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Kornelis to purchase three cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 25, 2012
Currency Exchange Loss:
Aug 17, 2013