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Pheary, 46, is married, and resides with her husband and four children in Kampong Chhnang Province, Cambodia. She has been involved in growing rice for over twenty years, earning approximately USD 3 per day. Her husband is a construction worker who earns about USD 3 per day. Two of her children are employed in a garment factory. They earn about USD 8 per day.

Pheary is requesting a loan of USD 500 to purchase cattle to use for tilling her farmland and delivering her crops. This purchase will help her to reduce tilling and delivery expenses. In the future, she would like to run an additional business of fish farming to generate more income to support the family. Moreover, she hopes to build a fence and help her children get bachelor’s degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pheary to purchase cattle to use for tilling her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2012
May 2, 2012
Currency Exchange Loss:
Mar 15, 2013