A loan of $475 helped to pay for grocery items and products needed in her business.

Elvira's story

This is Elvira, 55, resident of Taguig City, Philippines. She is married to Donato, and the couple have one child. Together with her husband, she manages their household while operating their business. She works hard to continually provide income for their everyday expenses.

Elvira operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her expand and continue the operation of her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to add to her product inventory. She expects a boost in her business income as she expands her business.

Elvira hopes to be able to expand soon and dreams to be able to afford to give her child a good and high quality education. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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