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María Salvadora
Salvadora began her business with a small amount of capital given to her by her husband, so that she could work and earn her own income. This activity consists of selling a variety of clothing for women and men. She has been doing this for many years and has much experience, and has gained many customers due to her good treatment and the low prices of the merchandise that she offers. She has been working with Ceprodel for six years, and they have approved 6 loans which she always invests in her business. She is grateful for this unconditional support as it has allowed her to maintain her business and to train her only son as a professional so that he can support himself in his future life. With this loan she plans to acquire men's pants, women's blouses, capris, skirts, and sandals, and men's shirts, with the intention of satisfying the demands of her customers and attracting new ones.
View original language description ↓
Doña Salvadora inició su negocio con un pequeño capital que le regaló su esposo para que se dedicara a una actividad que le generara sus propios ingresos.
Esta actividad consiste en la venta de ropa variada para damas y caballeros la cual tiene muchísimos años de ejercerla donde tiene gran experiencia y donde ha ganado mucha clientela por su buen trato y los precios bajos de la mercadería que ofrece.
Tiene seis años de trabajar con Ceprodel donde le han otorgado 6 créditos para invertirlos siempre en su negocio lo que agradece este apoyo incondicional ya que gracias a ello ha mantenido su negocio el que le ha permitido preparar a su único hijo como profesional para que se defienda en la vida en un futuro.
Con este crédito pretende adquirir pantalones de varón, de mujer, blusas, capri, faldas, sandalias y camisas de varón con el fin de satisfacer la demanda de sus clientes y atraer a nuevos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped María Salvadora to buy men's trousers, women's blouses, capris, skirts and sandals, and men's shirts.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 13, 2012
Apr 27, 2012
Currency Exchange Loss:
Aug 17, 2013