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Emérita is a woman who is a fighter. She has worked as a primary school teacher for more than twenty years. This is a profession that has allowed her to always earn an income, to help her husband with the home expenses, and to raise her two daughters as fighting women who are self-sufficient.

She has been working with CEPRODEL for a year and a half. They have granted her three loans to resolve personal problems in her home. She is requesting this last loan to pay for a procedure that she is having done on her teeth, which she had not been able to do with her low salary. Therefore, she is grateful to CEPRODEL for their support in granting her these loans that fulfill her personal needs at any time in her life.
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Emérita es una señora luchadora que se desempeña como profesora de primaria desde hace más de veinte años, profesión que le ha permitido ganar siempre su salario y ayudar a su esposo con los gastos del hogar, también preparar a sus dos hijas como mujeres luchadoras que se valen por sí solas.
Tiene año y medio de trabajar con Ceprodel donde le han otorgado tres créditos para resolver problemas personales en su hogar.
Este último crédito lo solicita para pagar un trabajo que se está realizando en sus dientes el cual no hubiera podido llevarlo a cabo con su bajo salario por lo que agradece a Ceprodel por su apoyo en otorgarles estos préstamos que le resuelven sus necesidades personales en algún momento de sus vidas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Emérita to pay for dental work.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 17, 2012
Apr 27, 2012
Currency Exchange Loss:
Jul 17, 2013