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Carlos Alberto
Carlos Alberto is 43 years old. He is married with five children. He lives with his wife in the rural area of Ventanas, which is a part of the province of Los Rios. He is a member of the communal bank Los Girasoles (The Sunflowers). Carlos Alberto makes a living as a farmer, planting corn. He has requested a loan to buy organic fertilizer, urea, chemical fertilizers and to buy supplies to put in irrigation. He makes purchases and sales frequently, which he does in the city of Quevedo. His dream is to have his own business. The challenges he faces include finding a way to continue working in his business. In his free time he likes to play sports.
View original language description ↓
Carlos Alberto tiene 43 años de edad es casado tiene cinco hijos, vive con su esposa en el Cantón Ventanas Provincia de Los Ríos. Pertenece a la ventanilla Los Girasoles.
Carlos Alberto se dedica a la agricultura siembra maíz.
Solicita el crédito para compra de insumos como abono, urea, fertilizantes y para compra de materiales para la instalación de riego.
Con la ayuda del crédito puedo comprar materiales para instalaciones de riego.
Las compras y ventas de los productos que necesita las realiza con frecuencia en la ciudad de Quevedo.
El sueño es tener su propia empresa.
Los desafíos a los que se enfrenta es seguir trabajando por su negocio.
En el tiempo libre se dedica hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $600 helped Carlos Alberto to buy seeds, organic fertilizer, urea, chemical fertilizers and to buy supplies to put in irrigation.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 27, 2012
Currency Exchange Loss:
May 27, 2012