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Estrellas Unidas Group
In this Group: Thomas , Felipe, Santos Leonidas, Martin , Juliana, Ruperta, Anselma , Maria Pascuala
Thomas, 63, lives in a village in Intibucá municipality with his wife and children. Thomas is a person who has worked in agriculture since he was little. Agriculture has been his only source of income his entire life. He grows potatoes, beans, tomatoes and others and spends all necessary time at it.

The loan he’s requested is his second one and it’s for 7000 lempiras that he will use to buy potato seeds, manure and to pay labor costs. The loans help him improve production by providing good crop maintenance.

His plan is to continue improving production to also improve his quality of life by means of the profits obtained.

He is the president of the communal bank he belongs to which is called “Estrellas Unidas” (United Stars) and that has 8 members who live in the same community and are farmers. In the photo they can be identified thus: On the left is Santos wearing a gray shirt, next is Ruperta in a fuschia blouse, María in blue and pink, Juliana in green and blue, Martín in plaid, Felipe in blue, Thomas in green stripes and Anselma in red on the right.
View original language description ↓
Thomas, tiene 63 años de edad, vive en una aldea del municipio de Intibucá, junto con su esposa y sus hijos.
Don Thomas, es una persona dedicada desde pequeño a la agricultura, toda su vida a realizado actividad agrícola como su única fuente de ingresos. El cultiva papas, frijol, tomate y otros, y le dedica todo el tiempo necesario.
El préstamo que solicita es el segundo y es por 7,000.00 Lempiras para comprar semilla de papa, abono y pago de mano de obra. Los préstamos le ayudan a mejorar la producción dándole buena asistencia a sus cultivos.
Su plan de seguir mejorando la producción es para mejorar también su calidad de vida mediante las ganancias obtenidas.
El es el presidente del grupo solidario al cual pertenece llamado Estrellas unidas, que está formado por 8 integrantes que viven en la misma comunidad y se dedican a la agricultura, en la foto se identifican así: a la izquierda esta Santos camisa color gris, seguido esta Ruperta de blusa color Fusia, María de azul y rosado, Juliana de verde y azul, Martin de Cuadriculado, Felipe de azul, Thomas de rayado con verde y Anselma de rojo a la derecha.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 39
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas Unidas Group's $1,950 loan helped a member to buy potato seeds, manure and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 28, 2012
Apr 27, 2012
Currency Exchange Loss:
May 17, 2013