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This is 26-year-old Fatmata. She is married and has 2 children, aged 6 and 3 years.

In 2005, Fatmata established her salon and cosmetics business. It was her husband that encouraged her to engage in business for herself. Working 7 days a week and 10 hours a day, she earns about Le 600,000 every month from this business.

Fatmata would like a loan in the amount of Le 3,000,000. She requires this loan in order to buy more quantities of hair products. In the future, Fatmata plans to expand her salon into a cosmetology school to train young girls. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Fatmata buy hair products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Apr 24, 2012
Currency Exchange Loss:
Jan 15, 2013