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Esperanza De Pasacoguin 1 Group
In this Group: Lucia, Juliana, Felipa Rosalinda, Veronica Anastacia, Hermelinda, Santiago, Santiaga, Gladis Edina, Sara Marisol, Aurelia, Marcela, Alba
Lucia is 29 years old, married, and studied three years of her 'educación primaria' (schooling for children aged 7-14). She has two children who are not in school yet. Lucia's business is selling clothing for all ages. She started this business with a small amount of capital and she currently has 5 years' experience. She has the support of her husband who is in the same line of work.

Lucia got together a group to request a loan that she will use to buy merchandise. This will increase her sales. In the future, she would like to have more capital. The other members of this group make handicrafts, sell products and work in agriculture.
View original language description ↓
La señora Lucia esta casada, tiene 29 años de edad, cursó los 3 años de educacion primaria, tiene 2 hijos los cuales aun no estudian, se dedica al comercio a la venta de ropa para todas las edad, inicio este negocio con poco capital y hasta el momento lleva 5 años de experiencia, cuenta con el poyo de su esposo quien se dedica al mismo trabajo.

Organiza un grupo para solicitar un préstamo nque lo utilizara para la compra de mercadería, y de esa forma incrementar sus ventas, ya que en el futuro quiere tener un capital amplio. Las demás integrantes se dedica a la artesanía, al comercio y a la agropecuaria.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 72
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza De Pasacoguin 1 Group's $3,925 loan helped a member to buy merchandise to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 26, 2012
May 3, 2012
Currency Exchange Loss:
Feb 15, 2013