A loan of $1,000 helped to buy larger quantities of cheese, curds and cream.


Arcadia's story

Arcadia is 62 years old. She is married and has five children. She is a very hard-working and determined person. She lives together with her husband and one granddaughter. She has worked for 40 years selling dairy products. She learned this work from her husband, and he inherited it from his parents. They have discovered that this kind of work gives them a good profit margin, since sales are good in their area. In spite of this, they would like to increase this profit margin; they cannot buy as much as before, since they don't have the money to do so.

She buys the products in the districts close to the place where she lives, from various people. However, since the sale price is not the same, she has to buy in this way and later sell as a considerable price so she will not make a loss at the time of the sale. To buy her dairy products, she goes on foot to the vendors, since there is no public transportation in this place. At time she has to walk for kilometers to reach their homes, and later she comes back carrying the products herself.

The loan will be invested in buying greater quantities of cheese, curds and cream. Currently, she can only buy 75 pounds of cheese, 30 pounds of curds and 50 bottles of cream per week, and Arcadia would like to buy the double amount of each product, because she has a lot of customers and she is not able to stock up because of a lack of funds. With this investment, she will improve her income and her sales will increase, because her customers will be satisfied since they will always find fresh products at her home.

Arcadia wants to have a better quality of life, with the sale of dairy products to help her husband cover all of the expenses of their household. Both are at an advanced age, but they still have a determined spirit to keep working. Because agricultural work is very heavy, the sale of dairy products is easier for her, and they also benefit from the help of the municipal authorities, who have given them a shop where they can sell their products.

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Translated from Spanish by Kiva volunteer Patricia Linderman



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