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Benito, 64, lives in a house of his own in a rural zone with his family. He farms basic grains like corn, beans and sorghum; he also raises jocotes [fruit also known as Red Mombin, Purple Mombin, Hog Plum, Sineguela, and Siriguela]. This is his main source of income. He has been in this activity for a long time and this is how he earns his livelihood honestly. He is a very responsible, honest man who is dedicated to his work. He’s very well known by his neighbors who give him good work as well as personal references.

He repeats this work each year because he’s a very humble person with scarce resources which keeps him from accessing another type of business or work. This year like in all previous ones he’s decided to cultivate the land and since planting season is approaching he wants to be prepared with farm supplies needed to grow basic grains.

This is the reason behind his loan request to INTEGRAL because he does not have the necessary economic resources to make this investment. He will use the loan to buy farm supplies like seeds, manure, insecticide, etc. She hopes this way to farm the main basic grains this year to provide his family with their daily bread.
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Benito tiene 64 años de edad y habita en casa de su propiedad en zona rural junto con su familia. Benito se dedica al cultivo de granos básicos como: maíz, frijoles y maicillo. Además se dedica al cultivo de jocotes. Este su principal fuente de ingresos. Ha realizado esta actividad por mucho tiempo y es así como se gana la vida honradamente. Él es un hombre muy responsable, honesto y dedicado en su trabajo. Es muy conocido por sus vecinos los cuales dan buenas referencias de su trabajo como de su persona. Cada año repite está actividad ya que es una persona muy humilde y de escasos recursos el cual no puede accesar a otro tipo de negocio o trabajo. Este año al igual que los anteriores ha decidido cultivar la tierra y ya que la temporada de siembra esta cerca el quiere estar preparado con los insumos agrícolas necesarios para cosechar los principales granos básicos. Esta es la razón por la cual solicita este crédito a esta institución, INTEGRAL, ya que no cuenta con los recursos económicos necesarios para realizar la inversión. El crédito lo invertirá en la compra de insumos agrícolas como: semillas, abonos, insecticidas, etc. De esta forma espera lograr cultivar los principales granos básicos de este año para poder llevar el pan de cada día a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Benito to buy seeds, manure, insecticides, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 20, 2012
Apr 26, 2012
Currency Exchange Loss:
Feb 17, 2013