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Lucrecia Miriam
Lucrecia Miriam starts her activities at 8am selling home appliances and stops at 6pm. She does this to support her daughter. She needs this loan to buy fans, a swimming pool and glasses because this is a hot zone. She wants to meet customer demand with these products, more so this time of year.

Lucrecia is grateful for Ceprodel loans that have helped her increase her working capital because it’s less expensive to pay cash for her products than on credit. She’s managed this way to do some home improvements where she now has a better level of family life.
View original language description ↓
La Señora Lucrecia Miriam inicia sus actividades a las 8:00 am ofertando lo que es electrodomésticos y finaliza sus labores a las 6:00 pm, Ella realiza esta actividad para la mantención de su hija.

Este crédito lo quiere para utilizarlo en la compra de abanicos, piscina y lentes ya que es una zona calurosa
Con dichos productos quiere satisfacer a sus clientes. Más en esta época del año.

Lucrecia está agradecida por que sus créditos con ceprodel le han ayudado a incrementar su capital de trabajo ya que compra más barato sus productos de contado y no de crédito, así ha logrado a realizar mejora en su casa donde tiene mejor nivel de vida familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 47
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Lucrecia Miriam to buy fans, a swimming pool and glasses.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 26, 2012
Currency Exchange Loss:
Jan 19, 2013