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This is 45-year-old Hawa. She is married and has 3 children aged 21, 17, and 14, all are schooling.

In 1997, Hawa established her textile and plastic shoes business. She began her business because she wanted to provide assistance to her relatives and children without bothering her husband and this is one of her source of income. Working 7 days a week and 10 hours a day, she earns about Le 1,500,000 every month from this business.

Hawa would like a loan in the amount of Le 3,000,000. She requires a loan in order to buy plastic shoes, wax cotton and material cotton. She hopes that this loan will enable her to increase her monthly profits by approximately Le 200,000. In the future, Hawa plans to acquire a shop, to start selling in Conakry, and to educate her children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hawa buy textiles and plastic shoes to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 24, 2012
Currency Exchange Loss:
Jan 15, 2013