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Sao I.
This is 40-year-old Sao. She is married and has 4 children aged 2, 5, 8 and 14. She has 1 additional dependent, who lives with her to assist her in-law with her child's education.

In 2007, Sao established her used clothing business. She began her business to help her husband in the maintenance of their home and children. Working 7 days a week and 12 hours a day, she earns about Le 1,300,000 every month from this business.

Sao would like a loan in the amount of Le 5,000,000. She has already received and successfully repaid 2 loans, and now requires a new loan in order to buy additional used clothing. She hopes that this loan will enable her to increase her monthly profits by approximately Le 350,000. In the future, Sao plans to expand from a stall to a shop, because her stall is not well covered, and business is disturbed when it rains. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Sao I. buy used clothing to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Apr 24, 2012
Currency Exchange Loss:
Dec 15, 2012