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This is 46-year-old Nancy. She is married and has 3 children, aged 24, 19, and 15. She has 1 additional dependent who is her Mother.

In 1998, Nancy established her business selling cosmetics, suitcases, Coleman products and DVD players. She began her business because she wants to independently provide for some of her basic needs. Working 6 days a week and 9 hours a day, she earns about Le 850,000 every month from this business.

Nancy would like a loan in the amount of Le 5,000,000. She has already received and successfully repaid a previous loan, and now requires a new loan in order to buy cosmetics, DVD player and Coleman products. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Nancy plans to own a house in Kenema and to give her children a quality education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Nancy to buy cosmetics, suitace, coleman and DVD labtop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 24, 2012
Currency Exchange Loss:
Nov 16, 2012