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Sanoat is a woman-entrepreneur, who has a small business. She sells food products by her house. She has three adult sons and an eight-year-old daughter. One of the sons is in the Russian Federation for work. He sends money to his mother every month for family's expenses. Sanoat's husband works as a taxi driver. This is Sanoat's second loan. She spent her first loan on repairing her mini-market and now wants to purchase essential products. She primarily sells food products, such as flour, pasta, sugar and the like. The photograph shows Sanoat on the day of loan disbursement. She is grateful to all "Arvand" investors for the support and understanding.
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Саноат, женщина -предприниматель, которая имеет свой небольшой бизнес. Она у дома торгует продуктами питания.У неё три взрослых сына и дочка восьми лет.Один из сыновей в отъезде в Р.Ф на заработках.Каждый месяц присылает маме на расходы семьи.Муж Саноат работает водителем такси.Текущий кредит у Саноат второй по счёту.Первый кредит она потратила на ремонт своего мини магазинчика, а теперь хочет закупить товар первой необходимости для жизни.В основном она торгует продуктами питания,мукой, макаронами, сахаром,и т.п. Саноат на снимке в день выдачи. Она благодарна всем инвесторам "Арванд" за поддержку и понимание.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 200
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD