Mary Jane, 35, is a fish dealer and a mother of three. She is married to Rolando, 42, a carpenter. They reside in Coron, Palawan, Philippines.
Operating out of the Coron Public Market for the past 12 years, Mary Jane has mastered the intricacies of the fish business. She finances a group of small fishermen who go out to sea by providing food, fuel, ice and other items they need. Sometimes she may even advance cash to her suppliers. Once the boats come in, the catch is sorted, weighed and packed into ice boxes for shipment to Manila. Mary Jane and the fishermen then square their accounts and the cycle starts anew. Mary Jane ships around 12 50-kilo boxes of fish weekly. She earns about Php700 daily.
Mary Jane needs Php 40,000 as additional capital to be able to cope with the ebb and flow of the fish business. It will be used to purchase additional fish and ice as well as for operational expenses like the bills for shipping and wages for those who repack and handle the fish.
On the personal side, Mary Jane finds it hard to cope with some family problems. But it is her three children who give her the determination to succeed. She dreams that one day they will all graduate from college, surpassing her, for she only managed to finish her secondary studies. Mary Jane is an active community partner of C.C.T. She meets with her fellowship* group every Wednesday.
*All C.C.T. community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.