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Soeurn is 40 years old and a loving mother of three single children, living in a peaceful village of Prey district, Kompong Cham province. She is a local farmer who particularly grows rice to generate a livelihood. She owns a few pieces of land, from which she can earn suitable income to provide enough sustenance for the whole family. Her husband and children help her to manage the business as well.

Soeurn has encountered difficulties in living because the area around her neighborhood often suffers from floods. She would like to take out a loan to purchase more dirt and soil to refill the land that was lost due to these floods. With the remaining funds, she will buy a young cow for her farm work. She is very happy and appreciative for the given funds that better her situation and further improve her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Soeurn to purchase more dirt and soil to refill the land that was lost due to floods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2012
May 2, 2012
Currency Exchange Loss:
Mar 21, 2013