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Gumercindo Angel
Ángel Gumersindo, 48, is married and has five children. He lives with his wife in the Chillanes Canton in the province of Bolívar.

Ángel Gumersindo is a farmer who grows corn, wheat, beans, barley, peas, lentils and other crops. He is requesting a loan to buy livestock such as cattle. He usually makes his purchases in the Chillanes Canton in the Plaza de la Merced.

His dream is to buy land. His main challenge is the rapidly changing weather (bad climate).

In his free time he enjoys sports.
View original language description ↓
Ángel Gumersindo tiene 48 años de edad es casado tiene cinco hijos, vive con su esposa en el Cantón Chillanes Provincia Bolívar.
Ángel Gumersindo se dedica a la agricultura siembra maíz, trigo, frejol, cebada, arveja, lenteja, entre otros productos mas.
Solicita el crédito para comprar animales como vacas, (Ganado).
Con la ayuda del crédito puede realizar la compra de animales (ganado).
Las compras las realiza de manera frecuente en el Cantón Chillanes en la Plaza de la Merced.
El sueño de el es poder comprar un terreno
Los desafíos a los que se enfrenta son a los cambios repentinos del tiempo (mal clima)
En el tiempo libre le gusta tener un tiempo libre para realizar sus deportes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Gumercindo Angel to buy livestock.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 26, 2012
Currency Exchange Loss:
May 26, 2012