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Santa Rosa De Yanacoto Group
In this Group: Cristina Marlene, Angelica, Bonifacia Gregoria, Blanca Gladys, Pamela Del Rosario, Cecilia, Alfredo, Bessie Maria, Rosana Elva, Flor Esther, Noemi Estelina, Carmen Dina
Blanca is a member of the communal bank "Santa Rosa de Yanacoto" which is comprised of 12 united members, most of whom are neighbors in the area. Blanca is 62, single, and has no children and currently lives with her sisters. She sells lingerie and has been in business for over 20 years. Through her hard work and efforts she has been able to improve her house and help her sisters with the household expenses.

Currently, the money she makes is for family expenses and to use as working capital. Blanca's goal is to expand her business. She plans to use the loan to buy lingerie such as bras, briefs, stockings, etc. The communal bank "Santa Rosa de Yanacoto" is very grateful for the loan and committed to continue working well with the Program.
View original language description ↓
Blanca es socio de la Alcancía Comunal “Santa Rosa De Yanacoto” la cual está integrado por 12 socios unidos, siendo la gran mayoría vecinos de la zona. Blanca de 62 años de edad es soltera y no tiene hijos, actualmente vive con sus hermanas. Ella se dedica a la venta de lencerías, lleva más de 20 años dedicándose a dicho negocio. Con su trabajo y esfuerzo a podido mejorar su vivienda y apoyar a sus hermanas con los gastos del hogar. Actualmente el dinero que percibe lo destina para gastos familiares y también como capital de trabajo. Blanca tiene como meta ampliar su negocio. Con el crédito que solicito va a comprar lencerías como brasieres, trusas, medias etc. la Alcancía Comunal “Santa Rosa De Yanacoto” están agradecidos con el crédito brindado y se comprometen a seguir trabajando bien con el Programa.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Yanacoto Group's $3,850 loan helped a member to buy lingerie such as bras, briefs and stockings.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 26, 2012
Currency Exchange Loss:
Sep 15, 2012