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Mujeres Trabajadoras Del Rancho De Teja Group
In this Group: Juana Cecilia, Sebastiana, Santa, Magdalena Rosario, Maria Angelica, Maria Clemencia, Elena Estela, Catarina, Angelica Sebastiana, Pascuala, Santiaga, Ana Olivia
Sebastiana, 39, is married. She never had the opportunity to go to school. She has six children two of which are attending school. She is a merchant; she sells women’s and men’s clothing. She started the business with little capital and to date has ten years’ experience. Her husband is in the same kind of business and she has his support.

She organized a group to request a loan that will be used to buy merchandise like handkerchiefs, t-shirts, sweaters, ponchos, shirts, pants, etc. She hopes in the future to have a well-established business.

The other group members work in commerce, mill services and raising livestock.
View original language description ↓
La señora Sebastiana esta casada, tiene 39 años de edad, no tuvo oportunidad de esutidiar, tiene 6 hijos de los cuales 2 están estudiando, se dedica al comercio a la venta de ropa para damas y caballeros, inicio este negocio con poco capital y hasta el momento lleva 10 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al mismo negocio.

organiza un grupo para solicitar un préstamo, que lo utilizara para la compra de mercadería, pañuelos, playeras, sweteres, ponchos, camisas, pantalones, etc. Espera en el futuro tener un negocio bien establecido. Las demás integrantes del grupo se dedica al comercio, servicio de molino y a la crianza de animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 53
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Trabajadoras Del Rancho De Teja Group's $3,125 loan helped a member to buy merchandise to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 29, 2012
May 3, 2012
Currency Exchange Loss:
Feb 15, 2013