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Update on Fernanda

Fernanda is a member of the Communal Bank "Virgen de Cocharcas". She is the owner of a grocery store. Fernanda is married and has been a member of FINCA Peru for more than one year. Prior to joining FINCA Peru, her store was small and now her business has grown thanks to the training she received from her Communal Bank. Fernanda learned how to do a better job of allocating her earnings and saving. She enjoys attending her Communal Bank meetings because the discussions have taught her how to manage her business and her family life at home.

The loan she is requesting now will be invested in groceries for her business such as rice, sugar, oil, and other products.

View original language description ↓
Fernanda es socia del Bancomunal Virgen de Cocharcas, ella es dueña de una tienda de abarrotes, es casada, es socia de FINCA Perú hace más de 1 año, antes su tienda era pequeña pero desde que ingreso a Finca Perú su negocio creció y ella agradece a las capacitaciones de su Bancomunal donde le enseñaron a distribuir bien sus ganancias y ademas ahorra, a ella le gusta asistir a sus reuniones de su Bancomunal porque le dan charlas donde les enseñan a manejar mejor su negocio y también le ayuda en el ámbito familiar,el préstamo que solicita ahora lo invertirá en la compra de abarrotes para su negocio como arroz, azúcar, aceite y otros.

Previous Loan Details

Fernanda is a member of the Communal Bank “Virgen de Cocharcas”. She is 63 years old, married, and has 10 children. Fernanda has a grocery store. She also grows grain, potatoes, and corn in Pomacocha-Vizchongo, Province of Vilcas Huaman. Fernanda has been with FINCA Peru for a year and a... More from Fernanda's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,450,975
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Fernanda to buy rice, sugar, oil, and other products.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 10, 2012
Apr 26, 2012
Currency Exchange Loss:
Aug 15, 2012