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Jorge Alberto
Jorge is 39 years old, and is married with five children. His wife sells groceries, while he works in agriculture and cultivates coffee. He started growing coffee on his own initiative and effort, because he was eager to get ahead.
He works daily from 5 am until 4 pm, and does so along with some of his children. During the harvest season there is full time work and there is so much work that he can't cope with all of it. The difficculties that have risen so far are that during the coffee cutting season there isn't enough manpower available, so the coffee beans fall off and he suffers some losses. At times, he does not have enough money to pay for labor. The advantage Jorge has is that there is a high demand for coffee and he gets paid a good price.
Jorge needs the loan he is requesting to purchase fertilizer and clear the land in order to plant the coffee beans, and to pay for labor. One of his goals is to have a larger coffee plantation. This is his first cycle with FAMA and he plans to invest the money very well so that he can pay his installments on time.
View original language description ↓
Don Jorge tiene 39 años de edad, es casado y tiene 5 hijos, su esposa tiene venta de abarrotería, mientras que el se dedica al cultivo de café y a la agricultura. Inició a dedicarse al cultivo de café por su propio esfuerzo e iniciativa, y sus ganas de salir adelante. Trabaja diariamente desde las 5 am hasta las 4 pm y lo hace en conjunto con algunos de sus hijos, cuando es la temporada de cosecha se trabaja a tiempo completo ya que hay trabajo abundante y no se da abasto. Hasta el momento las dificultades que se le han presentado es que en temporada de corte de café no se encuentra suficiente mano de obra por lo que el café se le cae y por lo tanto tiene algunas perdidas, en algunas ocasiones no tiene dinero para pagar la mano de obra. La ventaja que tiene don Jorge es que hay mucha demanda en la venta de café y se lo pagan a un buen precio. El préstamo que don Jorge solicita lo necesita comprar abono y chapiar la tierra para la siembra de café y el pago de mano de obra. Una de sus metas es tener una mayor plantación de café. Es su primer ciclo en FAMA y piensa invertir muy bien el dinero para luego pagar sus cuotas de manera puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 68
    View loans »
    Honduras Loans Fundraising
  • $9,995,000
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
A loan of $1,325 helped Jorge Alberto to pay for labor, plant more coffee beans, and purchase fertilizer.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2012
May 3, 2012
Currency Exchange Loss:
Jun 2, 2012