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Ebenezer Group
In this Group: Nelly, Elisea, Luzelvaris Maria, Rosa Julia*, Adolfo, Adrian, Luis Rafael
* not pictured
Perseverance, initiative and the wish to develop to get ahead are just some of the main characteristics of the “Ebenezer” communal bank composed over six years ago of 7 members, most of them women. This group has been working steadily developing constantly as well as each member individually.

An example of this is Nelly, 52. She’s married and has four children one of which is still a minor. He rises every morning very early to open her store that’s her source of income for her home. It’s given her much satisfaction in the 8 long years it’s been in operation. Nelly started this business because she needed to help her husband with household expenses.

She will use this latest loan to stock up on merchandise to sell in her store. Like Nelly, each member has their own particular story with both good and bad moments throughout their lives. But, if they have anything in common, it’s their desire to improve which they prove daily in their quest for their families’ and their businesses’ wellbeing.
View original language description ↓
Perseverancia, iniciativa y deseo de desarrollo por salir adelante son parte de las características primordiales de la alcancía comunal "Ebenezer", conformado por 7 integrantes en su mayoría mujeres desde hace mas de 6 años, este grupo viene trabajando de forma paraja y en constante desarrollo, cada integrante en forma individual, muestra de ello es la señora Nelly de 52 años de edad casada y con 4 hijos de los cuales uno aun es menor de edad. Ella se levanta todas las mañanas muy temprano para abrir la bodega que tiene como fuente de ingresos para su hogar, el cual le ha dado muchas satisfacciones a lo largo de 8 años que es el tiempo que tiene su bodega. La señora Nelly emprende este negocio a raíz que necesitaba ayudar a su esposo en los gastos del hogar. Con el reciente préstamo implementara mercadería para la venta de la bodega. Como la Nelly cada integrante tiene una historia en particular con buenos y malos momentos a lo largo de sus vidas pero, si en algo coinciden es el deseo de superación que demuestran todos los días por el bienestar de sus familias y negocios.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebenezer Group's $2,675 loan helped a member to buy food items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2012
Apr 25, 2012
Currency Exchange Loss:
Sep 15, 2012