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Silvia Patricia
Silvia Patricia is 34 years old and single, and she lives with her family in the city of Guaranda, in the Bolívar province. She has a business called Cyber "La Pila," which does customer service.

She is asking for a loan to cover the costs of a surgery her mother needs to have. With the help of this loan, she will be able to pay for all the costs of the operation which her mother is going to have, and then her mother will be able to recover from her health problems. She is going to buy medications in the city of Guaranda.

Her dream is to be able to economically establish herself to be able to continue supporting her family, especially her mother. The challenge she currently faces is to help her mother in every way she needs. In her free time, she likes to have fun with her mother, she also likes to play basketball.
View original language description ↓
Silvia Patricia tiene 34 años de edad es soltera, vive con sus familiares en la ciudad de Guaranda Provincia de BOLÌVAR.
Silvia Patricia tiene un negocio de Cyber “La Pila” atención al cliente.
Solicita el crédito para cubrir los gastos de la operación a la cual se va a someter su madre.

Con la ayuda del crédito podrá cubrir todo tipo de gastos de la operación a la cual su madre se someterá y asi su madre se recuperara de sus problemas de salud.
Las compras de medicamentos los realizará en la ciudad de Guaranda.
El sueño es poder establecerse económicamente para poder seguir apoyando a su familia especialmente a su madre.
Los desafíos a los que se enfrenta es apoyar a su madre en todo lo necesario.
En el tiempo libre le gusta disfrutar junto a su madre, además realiza deporte como básquet.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Silvia Patricia to pay for her mother's operation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 26, 2012
Apr 25, 2012
Currency Exchange Loss:
Nov 20, 2012