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Kermekan is 52 years old, a widow and raised four children. In search of a source of income for her family, she started her own business in animal husbandry in 1980 with an initial sum of 15,000 som (KGS). Thanks to Kermekan's persistent and hard work, her business, containing 10 sheep and a dairy cow, now yields about 6,000 som (KGS) from sales of milk and milk products. In order to further develop her business, Kermekan requested a loan in the amount of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to buy bulls for fattening up and resale. She plans to invest the earnings from the loan into expanding her business.
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Кермекан 52 года, вдова, воспитала 4 детей. В поисках источника дохода для своей семьи, в 1980 году Кермекан начала свой бизнес в животноводстве, стартовав с суммы в 15,000 сом (KGS). Благодаря упорному и настойчивому труду Кермекан, ее хозяйство, насчитывающее 10 овец и дойную корову, приносит около 6,000 сом (KGS) с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Кермекан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы от кредита Кермекан планирует вложить в увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kermekan to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 2, 2012
Apr 19, 2012
Currency Exchange Loss:
Mar 15, 2013