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Nana, 41 years old, lives in Vani District with her husband Sergo and two daughters, 17 and 16 years of age, both of whom attend school. A teacher in the local school, Nana is also actively involved in the family agricultural business.

With a small dairy farm consisting of two milk cows, Nana and Sergo produce and sell on average 40 kg of cheese per month to local dairy product retailers. The family also has a vineyard with 1000 vine-trees, producing wine that Sergo sells in the village. Total average family monthly income is 850 Laris.

Nana is now requesting a loan to purchase vine-tree saplings to plant, and after four-five years the family will start to harvest more grapes. Sergo will be able to produce more wine and thereby increase income from wine-sales. The family will use the increased income to finance the education of their children.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nana to purchase vine-tree saplings.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 23, 2012
Currency Exchange Loss:
Nov 15, 2012