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George lives in a small village of Sagarejo District, East Georgia. He is 44 years old, married, and lives with his family: wife Lia and two sons (13 and 9 years old). His children go to school. George works with the local security police as a security officer. Along with his main job, George is actively involved in the family's agricultural business. In particular, they grow wheat and maize on a family-owned plot of land, which are sold at the local open market to retailers. The total average monthly income of the family is 800 Laris.

George requested credit for renting a tractor for tilling the land, as well as purchasing fertilizers. After tilling and fertilizing, George will sow maize and wheat. George and Lia will work hard on the plot during spring and summer in order to get a good harvest in late summer. They will sell harvested products through the known channels and get a planned profit, which will be used for further development of the family's agricultural business.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD
A loan of $925 helped George to purchase fertilizers and rent a tractor.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
Apr 22, 2012
Currency Exchange Loss:
May 22, 2012