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Marcy is 42 years old and married with three children. Marcy works hard to provide for her family. She runs a buy-and-sell charcoal business in the Philippines. She has been running this business for 10 years now and also earns additional income from selling fruits and vegetables. She requested a 30,000 Philippine pesos (PHP) loan through NWTF to purchase additional sacks of charcoal to sell.

Marcy has borrowed and repaid 16 loans from NWTF before this loan. She hopes to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Marcy to purchase additional sacks of charcoal to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 22, 2012
Currency Exchange Loss:
Apr 17, 2013