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Ibodat and her husband breed small livestock. Her husband often travels to the Russian Federation for work and sends money home when he can. They have four daughters, and this is why Ibodat is saving for their dowries. With each sale of livestock, Ibodat and her husband buy younger livestock and buy whatever necessities for home. The money sent by her husband is only enough to support the family and to have small savings, and does not leave much for the business. Ibodat plans to increase livestock headcount by obtaining a new loan from "Arvand" and is very happy about this.
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Ибодат с мужем разводят мелко рогатый скот. Муж Ибодат часто ездит в Российскую Федерацию на заработки, и по возможности присылает ей деньги. У них 4 дочек, поэтому она копит на приданное дочерей. С каждым разом продажи скота они приобретают скот по моложе и покупают что либо необходимое для дома. Присылаемые мужем деньги хватает только на содержание семьи и на небольшое сбережение,а на бизнес почти не остается. Получив новый кредит в "Арванаде" она тем самым, планирует увеличить поголовье скота, и очень радуется этому.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ibodat to buy livestock.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 9, 2012
Apr 19, 2012
Currency Exchange Loss:
Dec 15, 2012