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Thao is a forty-two-year-old married woman with four children, three daughters and one son. They live in Ho Chi Minh City. Her husband earns money as a worker for a factory in the local community.

For over ten years Thao has been operating a general store selling basic household necessities and many kinds of instant food in her community. She would like to take a loan to buy a greater variety and quantity of basic goods in bulk to stock her store. She hopes that this will enable her to attract more customers and increase the turnover in her business.

Thao hopes that through her loan she will be able to improve her family's living conditions and set aside savings for her children's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,715.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Thao to buy a greater variety and quantity of goods in bulk to stock her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 5, 2012
Apr 22, 2012
Currency Exchange Loss:
Feb 15, 2013