A loan of $375 helped to buy groceries for her business.


Dhan Kumari's story

Dhan Kumari, 60, is married with one adult child, age 36. In 1995, she established her grocery store business and supports her family by working 10 hours a day, seven days a week. She has already received and successfully repaid four loans from Patan BPW. She used her most recent loan to buy groceries for her business. Dhan Kumari thanks you for your support and, in the future, plans to improve her family’s economic condition. In the Kathmandu Valley, a small grocery store called a pasal is an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily from these stores for cooking in the home. Owners of pasal stores, such as Dhan Kumari, use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and by purchasing in large amounts, the owners are able to increase profitability. While a typical pasal might be no more than 100 square feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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